{"id":1813,"date":"2026-02-16T19:18:02","date_gmt":"2026-02-16T12:18:02","guid":{"rendered":"https:\/\/moladinfinance.com\/artikel\/?post_type=agent-apps-playbooks&p=1813"},"modified":"2026-02-16T19:18:04","modified_gmt":"2026-02-16T12:18:04","slug":"panduan-skema-insentif-dan-mekanisme-agen-prioritas","status":"publish","type":"agent-apps-playbooks","link":"https:\/\/moladinfinance.com\/artikel\/agent-apps-playbooks\/panduan-skema-insentif-dan-mekanisme-agen-prioritas","title":{"rendered":"Panduan Skema Insentif dan Mekanisme Agen Prioritas"},"content":{"rendered":"\n
\"\"<\/figure>\n\n\n\n

Dalam upaya meningkatkan produktivitas dan memberikan apresiasi bagi para mitra, sistem insentif disusun secara berjenjang berdasarkan performa bulanan. Selain insentif harian yang bersifat standar, agen juga memiliki peluang untuk meningkatkan status menjadi Agen Prioritas guna memperoleh kompensasi yang lebih besar.<\/p>\n\n\n\n

1. Skema Insentif Harian dan Bulanan<\/strong><\/h2>\n\n\n\n

Sistem kompensasi dibagi menjadi dua kategori utama berdasarkan capaian aplikasi yang berhasil mencapai tahap GoLive<\/em>:<\/p>\n\n\n\n

    \n
  • Insentif Harian<\/strong>: Agen mendapatkan insentif sebesar 1% dari total Pokok Hutang untuk setiap aplikasi yang cair.<\/li>\n\n\n\n
  • Insentif Bulanan (Khusus Agen Prioritas)<\/strong>: Jika agen berhasil menyalurkan pembiayaan dengan akumulasi nilai tertentu dalam satu bulan, mereka berhak mendapatkan tambahan bonus sebagai berikut:\n
      \n
    • Minimal 750 Juta<\/strong>: Bonus Rp 2.000.000,-.<\/li>\n\n\n\n
    • Minimal 1 Miliar<\/strong>: Bonus Rp 5.000.000,-.<\/li>\n\n\n\n
    • Minimal 1,5 Miliar<\/strong>: Bonus Rp 10.000.000,-.<\/li>\n\n\n\n
    • Minimal 2,5 Miliar<\/strong>: Bonus Rp 20.000.000,-.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n

      2. Mekanisme Menjadi Agen Prioritas<\/strong><\/h2>\n\n\n\n

      Kenaikan status dari agen reguler menjadi Agen Prioritas ditentukan oleh keberhasilan penyaluran produk SME Financing<\/em>:<\/p>\n\n\n\n

        \n
      • Status otomatis naik menjadi Agen Prioritas satu hari (H+1) setelah aplikasi pertama SME Financing<\/em> berhasil GoLive<\/em>.<\/li>\n\n\n\n
      • Setelah naik status, aplikasi kedua dan seterusnya di bulan yang sama akan langsung diperhitungkan dalam skema insentif bulanan.<\/li>\n<\/ul>\n\n\n\n

        3. Ketentuan Masa Berlaku Status<\/strong><\/h2>\n\n\n\n

        Status Agen Prioritas bersifat dinamis dan bergantung pada konsistensi performa agen:<\/p>\n\n\n\n

          \n
        • Masa Berlaku<\/strong>: Status prioritas berlaku selama 6 bulan sejak aplikasi pertama berhasil cair. Sebagai contoh, jika pencairan dilakukan pada 1 Juni, maka status tetap valid hingga 31 Desember 2026.<\/li>\n\n\n\n
        • Perpanjangan Status<\/strong>: Jika agen berhasil melakukan pencairan lagi dalam masa 6 bulan tersebut, maka masa berlaku status prioritas akan diperpanjang 6 bulan ke depan terhitung dari tanggal pencairan terbaru.<\/li>\n\n\n\n
        • Penurunan Status (<\/strong>Downgrade<\/em><\/strong>)<\/strong>: Apabila dalam periode 6 bulan agen tidak menghasilkan pencairan sama sekali, maka status akan turun kembali menjadi Agen Reguler. Namun, status ini bisa aktif kembali selama 6 bulan jika agen tersebut berhasil melakukan disbursement<\/em> di kemudian hari.<\/li>\n<\/ul>\n","protected":false},"featured_media":0,"parent":0,"template":"","categories":[34],"tags":[],"yoast_head":"\nPanduan Skema Insentif dan Mekanisme Agen Prioritas - Moladin Finance Official Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/moladinfinance.com\/artikel\/agent-apps-playbooks\/panduan-skema-insentif-dan-mekanisme-agen-prioritas\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Panduan Skema Insentif dan Mekanisme Agen Prioritas - Moladin Finance Official Blog\" \/>\n<meta property=\"og:description\" content=\"Dalam upaya meningkatkan produktivitas dan memberikan apresiasi bagi para mitra, sistem insentif disusun secara berjenjang berdasarkan performa bulanan. 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